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Elijah Hernandez
Elijah Hernandez

Buy On Emi Without Credit Card



You can use this credit line for large purchases such as mobiles, and convert your purchase amount to EMIs of your choice right through the app. You also get a credit card with your loan approval for both online and offline purchases!




buy on emi without credit card



Some banks and non-banking financial companies or NBFCs offer a product known as an EMI card. Essentially, these are quite similar to traditional credit options, where interest is charged on the principal amount and repayments are spread out over a certain period of time.


With some EMI cards, you may not be charged interest on the principal, but there will still be a processing fee. You need to make monthly payments within a certain timeframe until the loan amount is repaid in full.


Most people believe that only a credit card allows for EMIs, not a debit card. In fact, it is possible to convert a large spend on your debit card into easy EMIs through certain platforms. Some fintech companies offer this service, but only before you have made a purchase.


Cell phones are sold under attractive EMI payment schemes which makes buying smartphones on EMI without credit card a good option. Some phone vendors, online stores and financial service providers also offer no-cost EMIs.


With new advances in financial technology every day, you can now buy your Vivo mobiles with the help of online lenders, using just your existing debit card! You can take advantage of various online lending platforms that let you shop using your debit card and convert it into easy EMIs. Thanks to platforms like ZestMoney, Finomena, and FastBanking (now Kissht), you can shop with your debit card and have your purchase converted into easy EMIs. Approval is fast and documentation required is minimal.


Here is how you can shop now and pay later. We provide gold jewellery on EMI without credit card on the purchase of gold Jewellery when you pay through credit card. You can now convert your purchase into EMI in a few simple steps- no hassle, no waiting, in limited documentation you can now buy Jewellery with easy EMI options. Visit our gold jewellery shop and in three simple steps set your request for the purchase of gold jewellery on EMI.


Once we have picked the choice of Jewellery, then you can now contact our customer care to avail of the gold EMI offer. You can buy gold on EMI with credit card payment only. Please note that gold on EMI can be processed only when you pay through an Indian credit card. The Gold Jewellery on EMI is not applicable to any other type of payment method such as cash, check, debit card, internet banking, Paytm, PayPal, etc.


With ZestMoney as your mobile finance option, you can buy the latest models of Samsung, Xiaomi, Motorola, Oppo, Vivo, Realme, Honor, Lenovo and Apple iPhones on EMI without credit card or debit card at zero down payment.


Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit. Get a mobile EMI on Aadhar card by uploading your Aadhar card details as part of your KYC documents.


ZestMoney allows you to buy a smartphone of your choice without any initial down payment. Register with ZestMoney and then use ZestMoney as your payment option at any of our online partners like Flipkart, Amazon, Mi, Paytm etc.


An Aadhaar card is mandatory for you to purchase a mobile on EMI. This will help speed up the process of completion. When you create an account on ZestMoney, you will be asked to fill your Aadhaar card details & upload your KYC documents.


Buy latest mobile phone, laptop, camera & many more electronic gadgets on EMI without credit card with instant finance from Kissht at 0% EMI ( No cost EMI ). Now you can also avail instant hassle free loan from your Kissht app for all your emergency needs.With Kissht you can buy on EMI with your debit card from your favorite online shopping portal with quick finance from Kissht and repay within 3-15 months tenure. Also get Kissht EMI card to shop any time any where.Kissht empowers you to Buy Now & Pay Later, in easy installments without the need for a credit card. Thus making online shopping on EMI convenient and affordable to all.For example - You can buyOnePlus 3 @ Rs. 2300/monthiPhone @ Rs. 1500/monthMacbook @ Rs. 4300/monthApple Watch @ Rs. 2500/monthEligibility criteria -1- Income > 12000 per month2- Id card - PAN3- Address proof : Aadhar4- 3 months bank statement5- 1 Post dated chequeNote: if person stays at rented place- pls provide latest rent agreement.Quick Steps:1-Download our app and get pre-approved line of credit in few seconds2-Select your favourite product you wish to buy or select all existing purchases from any shopping portals, you wish to convert into EMI / yYou can also apply for Quick loan3-Get approved4-Product shipped by merchant partner.Currently available in following city : Delhi, Mumbai, Chennai, Kolkata, Bangalore, Hyderabad, Pune, Thane, Ahemdabad & Navi-Mumbai, Nashik, Belgaum, Shimoga, Kolhapur, Bhopal, Ludhiyana, Jaipur & NagpurReach out to us at care@kissht.com or call us at (022) 4891-3044 or visit - www.kissht.comDon't Postpone your happiness. Avail a Kissht Line of Credit and shop easy!


Buy latest mobile phone, laptop, camera & many more electronic gadgets on EMI without credit card with instant finance from Kissht at 0% EMI ( No cost EMI ). Now you can also avail instant hassle free loan from your Kissht app for all your emergency needs.


With Kissht you can buy on EMI with your debit card from your favorite online shopping portal with quick finance from Kissht and repay within 3-15 months tenure. Also get Kissht EMI card to shop any time any where.


When you pay upfront for a smartphone, you could end up losing out on an entire month of savings. By opting for a mobile loan online with NIRA, you can get the phone you want, without having less liquid cash to spend in case of emergencies!


You have an Aadhaar card. An Aadhaar card is mandatory for NIRA smartphone loan application and to buy a mobile emi on aadhar card. This will help speed up the process of completion of verification and KYC.


The application process to purchase a mobile phone on debit card EMI with NIRA smartphone loan is simple. You can apply for a loan online or on our app; simply fill in the required details on either our app or website to get your in-principle decision in 3 minutes. Once you've qualified for the credit, you can go ahead and upload the bank statements and ID document. You'll get a final approval once your documents have been verified.


There are two modes of payment to pay back your mobile phone EMIs. You can either pay through the auto-debit instruction (which was set up during the time of loan application) or through the app via net banking/debit card.


An equated monthly installment (EMI) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month. EMI Process is applicable with credit card or without credit card (EMI Loan).EMI Process requirements for bank and finance is same. Read Complete EMI Process before apply at Bank.


Our approved bank for EMI services with credit card are Citizens Bank, Global IME Bank, Sunrise Bank, Siddhartha Bank, Nabil Bank, Century Bank, Mega Bank, Machhapuchchhre Bank, NIC Asia Bank, NMB Bank, Sanima Bank, Kumari Bank, Prime Bank, Nepal Investment Bank And Himalayan Bank Limited.


If you have credit card of NIC Asia Bank, Citizens Bank, and Sunrise Bank, Sanima Bank, Himalayan Bank, Global IME bank And Slandered Chartered Bank you can directly swipe your card and start process for EMI with just VAT bill, Insta Pay Loan Form and POS slip submitting at bank or by applying online* .


1. All Product like Mobile, Laptop, TV, Refrigerator, Washing Machine, Solar & Invertor, Furniture and Jewelry are Available with BSP or Discounted amount with 2.5 % to 24 % Service charge basis without any interest and Down payment as per customer choice. (0% Interest @ Bank)


As a young buyer, there are possibilities for a person to have no credit history. You may be new to the credit market, resulting in a low credit score. To maintain a good credit score, apply for a secured credit card, use it within the mentioned limits, and regularly pay your credit card bills. You can also pay off your education loan on time if you have one. This presents you as a disciplined borrower, resulting in higher chances of approval for your home loan application. 041b061a72


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